What we do
Advisory work across the whole cost of accepting payments, not just the terminal rate.
Merchant rate review and negotiation
The core service. What you pay now, what you should pay, and the negotiation to close the gap.
Least cost routing
Whether it is enabled, whether it is working, and what it is worth on your card mix. Card-present routing is mandated; online is a different and messier question.
Interchange and scheme fee optimisation
For merchants on interchange-plus pricing, the category a transaction lands in is the largest single lever. Scheme tokenisation, authorisation practice and data quality all move it.
Gateway and integration selection
Choosing a gateway that will not lock you out of routing or cost you a re-integration in two years.
Merchant services RFPs
Running a structured process for larger merchants, including scoring, negotiation and transition management.
ISO, PayFac and reseller setup
For businesses that want to become the payments provider rather than buy from one.