Guides and insights

Advisory notes on the cost of accepting card payments. Being written now.

• Case study: an electricity retailer, $100m of sales, and $109k of savings

  A worked example on real numbers. Scheme tokenisation and least cost routing online across an energy retailer's card mix — including where routing to eftpos would have cost more, not less.

  4 July 2022·8 min read

• What is transaction banking?

  Receivables, payables, cash management, reconciliation and the data behind them. Why it is the most complicated part of business banking, and why most bankers can't help you with it.

  20 June 2022·3 min read

• Electricity retailers are primed to save on card acceptance

  High-volume recurring card payments are the ideal case for scheme tokenisation and least cost routing online. Almost no energy retailer is using either.

  13 June 2022·2 min read