No cost, no obligation

Free rate review

Send one merchant statement. You will get, in writing, what you actually pay once every fee is counted — and a straight answer on whether moving is worth it.

What you get back

  • Your effective rate

    What you actually pay once rate, monthly costs, terminal charges and minimums are all counted — not the headline number.

  • What the market would offer

    What a business of your size, industry and card mix should expect to pay. A position, not a single quote.

  • A recommendation, either way

    Including the case for staying exactly where you are, if that is what the numbers say.

Before you send it

Common questions

Is the review actually free?
Yes. There is no fee and no obligation. The provider we place a merchant with pays us a commission, which is how the advisory service is free to you.
What do you need from me?
One recent merchant statement. It shows your effective rate, plan structure, volumes and card mix, which is most of what we need to give a real answer.
Will you just tell me to switch?
No. If your current arrangement is already competitive, that is what the written answer says. Moving a merchant who should stay put is how a broker loses the relationship.
How long does it take?
Reading a statement properly is a same-week job, not an instant quote. Going to market on your behalf takes longer, and we tell you where things stand as we go.
Am I committing to anything by sending a statement?
No. You get the written answer either way, and nothing is signed on your behalf at any point.