How it works

Four steps, no obligation, and you keep your existing provider if the numbers say you should.

1. Send us a statement

One recent merchant statement tells us most of what we need: your effective rate, your plan structure, your volumes and your card mix.

2. We review it properly

We work out what you are actually paying once every fee is counted, and compare that against what the market would offer a business of your shape. You get that in writing, including the case for staying where you are if that is the answer.

3. We go to market

If it is worth moving, we approach providers on your behalf and negotiate. You see what came back and decide. We do not sign anything for you.

4. We handle the switch

Terminal deployment, settlement changes, integration with your POS. The part merchants dread is the part we do.

What it costs you

Nothing directly. The provider you go with pays us a commission. If you would rather pay a fee and remove the commission entirely, we can do that instead — ask.