For agents
If you already sell merchant services, you have hit the same wall: the deal is yours, and you cannot write it. Wrong vertical, no unattended, no integration, or a pricing model your principal will not quote. Every one of those is a deal you sourced and someone else banked.
We are a broker with a panel. You keep selling the way you already sell — with more to sell.
Two ways in
Both are normal. Which one suits you is a question about your existing agreements, not about commitment.
Keep every relationship you already have. We sit alongside them and cover what they cannot — the verticals, hardware and pricing models your current panel has no answer for.
Suits a rep who is doing well where they are and is tired of declining the rest.
One panel, one set of systems, one back office. You stop maintaining half a dozen partner portals and quoting from memory about which one does what.
Suits a rep whose admin has quietly become the job.
Who owns which client relationship is agreed in writing before anything moves. We would rather have that conversation on day one than have you wondering about it in a year.
What you can quote
You know these already. The point is being able to reach for whichever one wins the deal in front of you.
| Model | Pass-through | Margin | Where it wins |
|---|---|---|---|
| IC++ | Interchange and scheme fees both passed through at cost | Acquirer margin shown as its own line | Merchants with the volume and the appetite to audit. The only model where a saving can be proved line by line. |
| IC+ | Interchange passed through at cost | Scheme fees sit inside the margin | The middle ground. Most of the transparency, far less of the explaining. |
| Blended | Nothing passed through — one rate across all card types | The margin is the whole difference | Small and simple merchants. Quick to quote, and hard to defend once the card mix moves. |
Rates and margins are set per deal and per merchant, so we do not publish them here. Ask, and we will be specific.
Breadth
Vending, parking, car washes, kiosks, laundromats. Most reps cannot quote this at all because their principal has no hardware for it — and it is sticky business that nobody is competing for.
Xero, WooCommerce, donation and charity platforms. The deals you currently lose at the integration question rather than on rate.
Same-day, late settlement, funding against turnover. Usually what actually closes a merchant who is not moving on price.
For the merchants who were never worth a terminal, and who you currently walk away from.
Software
Quoting across the panel, applications, deal tracking and the status of every merchant through to activation and beyond. Your pipeline stops living in a spreadsheet, and your commission stops being something you reconcile by hand.
It also means you can answer a merchant's question without emailing three partner managers first.
Buying power
That is the whole mechanism behind a broker. We negotiate across the panel rather than one relationship at a time, and what that comes back with is what you get to take to a merchant.
We are not a bank and we do not resell one provider. Neither do you, once you are here.
Tell us what you are writing now and what you keep losing. If we cannot improve on it we will say so — that is a short conversation and nobody's time is wasted. Confidential either way.
